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Man texting on his phone while driving
What Is Careless Driving?

A careless driving conviction is issued when a person’s driving is deemed to be below the expected standard of a reasonable and competent driver. A person can be charged with careless driving when an incident occurs due to a deliberate act, as well as an act of negligence. Examples of careless driving include reading a map and […]

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Crashed car remains
What Is Dangerous Driving?

The Crown Prosecution Service (CPS) defines dangerous driving as the driver’s behaviour, not what the driver believes. A driver may think they are driving safely when they are committing a dangerous driving offence. A person is considered to be driving dangerously when the way they drive falls far below the minimum acceptable standard expected of a competent and careful driver, and it would be […]

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Small fleet of two large trucks parked next to eachother
Do The Type Of Goods I’m Transporting Affect The Price Of My Courier Insurance?

In general, most couriers do not know exactly what they are carrying at any one time, so if you are not expressly aware of what you are transporting, you will not be penalised in terms of insurance costs for carrying high-value goods. That being said, it’s always wise to try and understand what you’re transporting, […]

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Parked driver looking frustrated with his head in his hands
Will Criminal Convictions Affect My Car Insurance Premium

The short answer is yes. Unfortunately, some insurers and underwriters perceive those with criminal convictions as untrustworthy and, therefore, too risky to insure. But luckily, Insurance Revolution is different. At Insurance Revolution, we don’t believe in one-size-fits-all solutions. While we acknowledge that a criminal conviction may impact your car insurance cost, we’re committed to finding a convicted driver insurance policy […]

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Small fleet of two large trucks parked next to eachother
What Are RHA Conditions?

RHA (Road Haulage Association) conditions are the recognised industry standard ‘conditions of carriage’ for hauliers and can only be legally used by members of the association In insurance terms, they are a form of Goods in Transit cover, along with CMR Insurance and All Risks Insurance. As a haulier, you can refer the conditions to […]

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